When the Central Bank of Kenya (CBK) issued its warning on Monday, it wasn’t just citing the Penal Code; it was citing a balance sheet. The “money bouquet” trend, while a hit for digital engagement, has become an expensive headache for the National Treasury.
1. The “Invisible” Taxpayer Burden
Every time a note is pinned, stapled, or glued, its lifespan is slashed.
The Replacement Cycle: In its 2026 brief, the CBK noted that replacing prematurely worn-out notes costs the taxpayer millions of shillings annually. Money that could be spent on healthcare or infrastructure is instead diverted to printing new Sh1,000 bills to replace those “sacrificed” for a five-second video.
ATM Sabotage: Adhesives leave a residue that clogs the sensitive sensors of Automated Teller Machines and high-speed sorting equipment. A single “sticky” note can shut down a neighborhood ATM, inconveniencing hundreds of people.
2. A Regional Crackdown on “Money Abuse”
Kenya isn’t alone in this 2026 offensive. We are seeing a coordinated effort across Africa to protect national currencies:
Nigeria: The central bank has been aggressively arresting social media stars for “spraying” or treading on the Naira.
Ghana: Authorities have issued similar warnings against “money cakes”—multi-tiered structures made of folded Cedi notes.
The Message: National currency is state property. While you have the right to spend it, you don’t have the right to destroy it.
3. The 2026 Gift Guide: Legal, Classy, and “CBK-Approved”
If you want to give a substantial gift without the legal drama, 2026 has seen a surge in creative, non-destructive alternatives:
The “Money Box” (The Loose Method): High-end gift shops like Pablo Gift Shop have introduced ornate acrylic boxes where notes are placed flat and loose alongside fresh flowers. No pins, no glue, no crime.
The “Digital Reveal”: Couples are now using QR codes hidden inside chocolate boxes that, when scanned, trigger a flashy animation and an M-Pesa “Send Money” notification.
Investment Gifting: A new 2026 trend involves gifting Treasury Bills or Sacco shares—the ultimate “long-term love” flex that actually grows in value.
